essential tips – iDefend https://www.idefendhome.com Ultimate Protection for Your Digital Life Mon, 24 Jun 2024 16:09:50 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.1 https://www.idefendhome.com/wp-content/uploads/cropped-idefend-favicon-32x32.png essential tips – iDefend https://www.idefendhome.com 32 32 8 Essentials for Securing Your Smart Home and Protecting Your Privacy https://www.idefendhome.com/blog/devicesecurity/8smarthomeessentials/ Thu, 15 Sep 2022 21:19:26 +0000 https://www.idefendhome.com/?p=4970 As you introduce more internet connected smart devices into your home and turn it into a “smart” home, you’re also likely making it an “insecure” home.

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As you introduce more internet connected smart devices into your home and turn it into a “smart” home, you’re also likely making it an “insecure” home.

In this article

Each smart device is a digital entry point to your personal life and your home network. They capture and hold a treasure trove of personal information like your birth date, entertainment habits, medical needs, energy use, diet and sleep patterns, and even crazy things like the layout of your home.

If you own internet-connected devices such as: smart speakers, TVs, thermostats, fridges, security cameras, doorbells, door locks, robot vacuums, etc., your privacy and security is at stake.

What’s the Risk?

In a best-case scenario, the companies behind these data gathering devices will use the information they collect to launch targeted marketing campaigns at you and sell you more stuff. Or perhaps just sell your consumer profile to the highest bidder.

Your home will be vulnerable to hackers

In a worst-case scenario, predators will hack your home network, steal your identity and money from your online bank accounts, or hijack your home security and camera systems to watch you, assault you or burglarize you. Scary, right? Even if you’ve given up on fighting for your privacy, this possibility should wake you up.

How to Secure Your Smart Home

Bottom line, if you’re investing money in the coolest new technology and making yourself a smart home, you must also invest some time, energy, and resources to protect it.

Here are eight ways to re-enforce your home cyber defenses.

1. Secure Your Wi-Fi Router

Your Wi-Fi router is the doorway to your smart home. Creating a safer smart home starts with your router. It’s what connects all your IoT devices and makes them so valuable. Here’s what you can do to set up a secure Wi-Fi router:

  • Change the router’s default name. Don’t stick with your router’s default name, which is usually its make and model. Change it to an unusual name that’s not associated with you or your address. Don’t give away any personal identifiers.
  • Set a strong Wi-Fi password. Set the router’s password to something truly unique. Use complex passwords made up of letters, numbers, and symbols. The longer the better.
  • Use the Highest Level of Encryption. Set your router’s encryption level to the highest level possible (WPA3 is best, but WPA2 is fine).

 

2. Create Separate Wi-Fi Networks

Create a separate Wi-Fi login on your router for your “smart home network”. This is what you connect all your IoT (Internet of Things) devices to, and it’s separate from your primary home Wi-Fi login for your computers and phones.

This means relatives, friends and other guests are not logging into your smart home network, and it’s only accessible by you. If you work from home, you may want to consider creating yet another “work” network login to keep your work separate from everything else.

3. Turn Off Listening Modes

Do you ever feel like someone is eavesdropping on you? If you own a smart speaker or smart phone, your concern is valid. They’re pretty much always listening.

Nearly all voice-activated technology uses microphones that listen for key words and vocal cues. Companies like Apple, Facebook and Google hear all your commands and can potentially pick up conversations if your device thinks it hears a key word. This also true for many smart TVs and a variety of other devices with voice activation and camera features.

If you want to take control of your privacy and keep conversations “behind closed doors,” turn off smart speakers when not in use, and change your phone’s privacy settings to turn off your microphone for everything but phone calls and voice-to-text features.

With your devices no longer listening, you can relax and feel a bit less paranoid about using your tech. You can always turn the microphones back on again if you want to use them. Just make sure you’re careful about what you say when they’re on — and don’t forget to turn them off when you’re finished.

4. Protect Your Home Security System

As crazy as it sounds, an insecure home alarm device can be a major security risk to you and your family! A hacked security system could give predators permission to use or disable your cameras, unlock doors to let a burglar in, or even lock you out of your own home.

Be sure to connect your home alarm system to your segregated smart home Wi-Fi network. Also be sure your security hardware (cameras, locks and panel) stays updated and patched by the manufacturer.

5. Disable Features You Don’t Use

Many IoT devices give you the ability to control them from anywhere with your smart phone. But if you only use your smart home devices when you are home, consider disabling remote access. Likewise, some devices such as smart speakers have Bluetooth connectivity in addition to Wi-Fi. If you don’t use the Bluetooth feature, turn it off.

Smart TVs come with voice control, but this feature often goes unused. It may sound paranoid but an active mic on a TV, if hacked, can also be used to pry on your conversations. Disabling features you don’t use is all about blocking as many entry points as possible.

6. Use Authorized Apps Only

Many smart devices allow homeowners to remotely turn on and off lights, turn on ovens, or open and close garage doors by integrating third-party mobile apps. But apps without secure authorization may allow people other than you to impersonate you and operate your devices if they get their hands on your phone.

Fake or unauthorized apps can be used by hackers to compromise your smart phone, potentially giving them the ability to do things like remotely lock and unlock your front door. Use only authorized apps and platforms to control your smart devices.

7. Keep Your Devices Updated

Smart devices need to be kept updated as the manufacturer releases fixes for security flaws over time. Outdated software and firmware on devices can make it easier for cyber criminals to exploit them.

The best way to protect your devices is to buy from reputable brands that make security a top priority, and where possible set them to update automatically when new software is available. This way, you’ll have the latest security patches that close known loopholes, minimize the risk of malware infections, and keep your smart home running smoothly and safely.

Your home Wi-Fi router and some smart devices may not automatically update. So be sure to do a manual check a few times a year on these devices and install any pending updates.

8. Enable Multi-Factor Authentication (MFA)

Multi-factor authentication is an added layer of security requiring a second form of validation or proof that it’s really you logging into your device. You see this commonly with a one-time pin or verification code sent to your phone or email that you must enter to confirm you are authorized to login.

Most smart devices have the multi-factor authentication feature available by default. Be sure to enable this where you can. For devices that don’t have this feature built into their apps, see if you can enable two-factor authentication (2FA) by using third-party apps such as Google Authenticator.

Take Charge of Your Smart Home

You can purchase the most expensive Wi-Fi routers and smart devices from top brands and yet, at the end of the day, your personal and home cyber defense is in your hands.

Performing a device inventory

Take inventory of what devices you have right now that connect to your home Wi-Fi. If you have old devices that are not receiving security updates and patches from the manufacturer, consider replacing them with newer technology. Do a factory reset on old devices before giving them away.

Choose devices with adjustable privacy settings

Carefully look for smart devices where you are in control of your privacy and security. Be sure you can enable full privacy settings and turn off mics and cameras easily. Or consider whether there are good alternatives for devices that don’t connect to the internet and your home network.

Using the recommendations here as a starting point you can take action now to better protect yourself and your loved ones.

Getting Expert Help

If you don’t have the time or would rather have trusted experts help you maintain a safe and private smart home, you can subscribe to a personal and home cyber protection service such as iDefend that provides you with a complete protection plan for a surprisingly low cost.

The post 8 Essentials for Securing Your Smart Home and Protecting Your Privacy first appeared on iDefend.

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Top 10 Ways to Prevent ID Theft https://www.idefendhome.com/blog/identityandfinancial/10waystopreventidtheft/ Mon, 01 Feb 2021 20:09:06 +0000 https://www.idefendhome.com/?p=5142 If you aren’t concerned about ID theft and protecting your personal privacy, maybe you should be.

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If you aren’t concerned about ID theft and protecting your personal privacy, maybe you should be.

In this article

The number of identity theft cases reported to the Federal Trade Commission (FTC) increased 100% in 2020, double the number from 2019. Statistically, you now have a 1 in 4 chance of becoming a victim of identity fraud and cybercrime each year.

The good news is, you can take control of your privacy and help prevent identity fraud with these simple protection tips.

Our Top 10 Tips to Prevent ID Theft

1. Protect your social security number.

Don’t carry your Social Security card in your wallet. Whenever you are asked to provide your Social Security number (or for your child), ask why a Social Security number is necessary and how the information will be protected once it’s been provided.

2. Monitor your credit.

To make sure nobody has opened up new accounts under your name, you should check each of your credit reports at least yearly. You can get your free Experian, Transunion and Equifax credit reports at AnnualCreditReport.com. Better yet, subscribe to a 24/7 credit monitoring service like iDefend so you can be notified in real-time of any changes to your credit profile.

If you notice fraudulent credit activity, dispute it with the lender and the credit bureau. Also, consider requesting a fraud alert with the bureaus or freezing your credit reports if you’ve been victimized.

3. Don’t take the phishing bait.

Fraudsters “phish” and catch victims by pretending to be a trustworthy bank, store or government agency. Most commonly, they do this over the phone, in e-mails, but can also use regular mail. Do not respond to any request to verify your account number or password. Legitimate companies do not request this kind of information by email or phone. Don’t be afraid to ask questions, and never give out your personal information unless you made the contact.

4. Safeguard your personal information online.

Like most people, you probably share personal information like name, birthday, job, school and hometown on your social media profiles. Unfortunately, if a cybercriminal wanted to collect information about you, social media is going to be their first stop. Try not to share any personal information, especially email addresses, birth dates, children’s full names and other data that can be used for identity theft.

Check your social media account privacy settings and make sure you are not publicly sharing too much information. You can lock down your profiles and safeguard your accounts from things like account takeovers.

Children under the age of 18 are often the target of child identity theft because their credit score is completely unmarked. Posting information about your children on social media, even if it’s just their full names and birthdays, is just as dangerous as posting your own.

5. Secure your computer and smartphone.

Cybercriminals look for easy prey – especially personal computers and mobile devices that are not well-secured. At a minimum, protect your computer and smartphone with good antivirus and spyware protection. Be sure you update this security software regularly. There are excellent free antivirus programs that will do a great job for you. You may want to use an antivirus app for your smartphone also, especially if you have an Android device.

Beware of fake apps and downloads. Download only from sites you know and trust. For your smartphone, stick with the Apple App Store and Google Play.

To protect your privacy while web browsing and shopping, consider doing your web surfing in incognito mode or with other tools to prevent tracking. Also consider using a web browser built for privacy protection such as DuckDuckGo.

Finally, update your phone or computer software when prompted. It’s an annoying fact of life, but hackers exploit security flaws in phone and computer operating systems in order to break in and steal personal and financial information.

6. Use strong passwords.

Scammers have gotten good at guessing passwords using publicly available information and social media profiles such as pets, children, etc. To help minimize the damage, create a unique, strong password for every online account.

The FBI and National Institute of Standards and Technology recommend creating passwords with at least 15 characters because these are more difficult for a computer program or hacker to crack. Mix it up with capital letters, numbers, and symbols. Because it’s almost impossible to remember all your passwords, you could use a password manager such as LastPass to securely store all of them.

If a website or app offers it, set up two-factor authentication. This requires you to provide a second piece of information to verify your identity when logging in such as a code sent to your mobile phone or email. If your password is ever stolen, a criminal can’t get into your account without your smartphone, voiceprint, or fingerprint.

As for account security questions, the FTC advises selecting questions that only you can answer, instead of information that could be available online like your ZIP code, birthplace, or mother’s maiden name. Also, don’t give generic responses, such as “cookies” as your favorite dessert.

7. Click with caution.

When shopping online, check the security of a website before entering your credit card number or other personal information. Do not sign up or order from sites that do not have a secure checkout process (“https” in the address bar and a padlock symbol at the bottom of the browser window.)

8. Review your accounts regularly.

Check your monthly bank and credit card statements for fraudulent activity. A thief with your card or bank account number often makes small charges to see if they can get away with it. These transactions easily slip through the cracks without financial institutions noticing them.

Also be sure to check medical bills or statement of benefits. If someone is using your healthcare information to commit medical identity theft and run up bills in your name, this is the only way you’ll be able to find out and prevent the damage from getting worse.

9. Opt-out of pre-screened credit offers.

Identity thieves can intercept pre-approved credit offers whether mailed or emailed to open new accounts in your name. Shred these offers when you receive them rather than throwing them in the trash.

The safest way to avoid identity theft exposure from pre-screened credit card offers is to opt out of receiving them through optoutprescreen.com, the official consumer credit reporting industry website for opting out.

10. Don’t fall for phone scams.

Con artists, posing as a legitimate business, government agency, law enforcement or charity, trick unsuspecting people into giving up personal information and hard-earned money with scam phone calls. Never give personal information over the phone unless absolutely necessary, and don’t ever give it out unless you initiated the phone call.

If someone contacts you and says they are calling from someplace like your bank, credit card company, Microsoft, or the IRS, ask for a number to call them back—and then make sure it’s really an official number.

Then look them up online and call the organization’s customer service number before you give any information. Also, ask how the information will be shared with others and request that the information be kept confidential.

Getting Expert Help

If you are unsure of how to best protect against ID theft or want the help of security experts to stay safe, consider subscribing to our iDefend service.

You’ll be protected with the latest in identity protection, cybersecurity and online privacy tools together with the help of our U.S. based cyber support team. We are dedicated not just to protecting you against identity theft but safeguarding you and your family against all of today’s cyber threats.

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